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<!doctype html>
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<html>
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<head>
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<style>
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.sec0 {
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background-image: url(img/fondos/bg3.jpg);
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background-repeat: no-repeat;
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background-size: cover;
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background-position: center;
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}
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.personaje {
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position: relative;
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z-index: 2;
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}
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.bubble {
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position: relative;
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width: 100%;
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height: 112px;
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background-image: linear-gradient(to bottom, #f9f9f9, #f5f5f5, #f1f1f1, #ededed, #e9e9e9);
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border-top-left-radius: 25px;
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border-top-right-radius: 25px;
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border-bottom-right-radius: 25px;
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}
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.btn_ponter {
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cursor: pointer;
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position: absolute;
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}
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.buttonss0 {
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left: -69px;
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top: 50%;
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-webkit-transform: translateY(-50%);
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-ms-transform: translateY(-50%);
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-o-transform: translateY(-50%);
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transform: translateY(-50%);
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}
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.buttonss1 {
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right: -69px;
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top: 50%;
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-webkit-transform: translateY(-50%);
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-ms-transform: translateY(-50%);
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-o-transform: translateY(-50%);
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transform: translateY(-50%);
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}
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.carousel-style {
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border: 6px solid #68abc1;
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border-radius: 25px;
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}
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.carousel-item p {
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margin: 0;
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}
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.carousel-item .rounded {
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border-radius: 25px !important;
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}
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.anim {
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opacity: 0;
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}
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</style>
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</head>
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<body>
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<div class="section_charge bg w-100 h-100">
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<div class="d-none"></div>
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<section id="sec0" class="sec0 w-100 h-100">
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<div class="container h-100">
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<div class="row justify-content-center mt-3 anim anim1">
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<div class="col-1">
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<div class="personaje personaje_m_4 mx-auto"></div>
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</div>
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<div class="col-7">
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<div class="bubble d-flex align-items-center shadow pl-5 pr-3 py-2">
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<p class="m0">
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Ahora que gracias a tu ayuda, ya conozco de qué tratan los aspectos generales y qué personas se ven
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involucradas en ellos,
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<b>¿qué más debo saber?</b>
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</p>
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</div>
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</div>
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</div>
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<div class="row justify-content-center anim anim3">
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<div class="col-10">
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<div class="card-body p-0 carousel-style">
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<div class="btn_ponter buttonss0" style="display: none" href="#carru0" role="button" data-slide="prev">
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<img src="img/guia_navegacion/arrow_left.png" />
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</div>
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<div id="carru0" class="carousel slide">
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<div class="carousel-inner">
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<div class="carousel-item active">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/4.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8 text-left">
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<h5>Cliente</h5>
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<p>
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Un cliente es la persona física, moral, o institución fiduciaria, que tenga el
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carácter de: contratante, asegurado, fideicomitente, comitente, mandante, obligado a
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pagar una contraprestación y/o comprador de salvamento.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/5.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Beneficiario</h5>
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<p>
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Un beneficiario es la persona designada por el Asegurado o por la Ley, para que se le
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abone el dinero o se le presten los servicios a cargo de la aseguradora. También puede
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poseer el carácter de acreedor y/o fideicomisario.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/6.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Dispositivo</h5>
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<p>
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Es un equipo que permite acceder a Internet, el cual puede ser utilizado para celebrar
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Operaciones.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/7.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Grado de Riesgo</h5>
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<p>
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Refiere a la clasificación de los clientes que realiza la Aseguradora o la Afianzadora
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con base en la evaluación de su Riesgo.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/8.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Mitigantes</h5>
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<p>
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Son las políticas y los procedimientos de cada Aseguradora o Afianzadora que
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contribuyan a administrar y disminuir la exposición a los Riesgos identificados en la
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metodología de Enfoque Basados en Riesgos.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/9.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Operaciones</h5>
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<p>Se clasifican en operaciones para Seguros y operaciones para Fianzas.</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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2026-08-13 17:51:46 -06:00
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/10.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Propietario real</h5>
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<p>
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Es la persona física que no siendo el cliente o el Beneficiario, obtiene los
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beneficios derivados de un contrato u operación celebrado con la Aseguradora o la
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Afianzadora. También comprende a las personas que ejerzan el control sobre una persona
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moral.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row align-items-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/11.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Proveedor de recursos</h5>
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<p>
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Es la persona que, sin ser el cliente en una operación de seguros con componente de
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ahorro e inversión, aporta los recursos sin obtener los beneficios económicos
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derivados de esta.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2"><img src="img/13.png" class="mx-auto d-block" alt="" /></div>
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<div class="col-8">
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<h5>Riesgo</h5>
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<p>
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Es la probabilidad de que la Institución pueda ser utilizada por los clientes para
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realizar actos u Operaciones a través de los cuales pudiesen cometerse delitos de
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operaciones con recursos de procedencia ilícita y el financiamiento al terrorismo.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="carousel-item">
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<div class="row justify-content-center">
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<div class="col-12">
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<div class="bg-white rounded w-100 h-100 p-2">
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<div class="row justify-content-center align-items-center h-100">
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<div class="col-4 mb-2">
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<a
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class="btn-pdf locked"
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href="material/mapfre_pld_conceptos.pdf"
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target="_blank"
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download
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>
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<img src="img/12.png" class="mx-auto d-block" alt="" />
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</a>
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</div>
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<div class="col-8">
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<p>
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Si deseas recordar y/o conservar estas definiciones, te invitamos a descargar el
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siguiente glosario para que nunca las olvides.
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</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<div class="btn_ponter buttonss1" href="#carru0" role="button" data-slide="next">
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<img src="img/guia_navegacion/arrow_right.png" />
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</div>
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</div>
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</div>
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</div>
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<div class="row justify-content-center mt-2 anim anim2">
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<div class="col-8">
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<div class="bubble d-flex flex-column align-items-center shadow pr-5 pl-3 py-2">
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<p class="mb-1">
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Pues bien, Marcos. Es importante que sepas a qué nos referimos con operación, beneficiario, grado de
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riesgo, entre otros <b>conceptos clave</b>.
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</p>
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<p class="m-0">A continuación, podrás revisarlos.</p>
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</div>
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</div>
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<div class="col-1">
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<div class="personaje personaje_r_4" style="margin-left: -117px"></div>
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</div>
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</div>
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</div>
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</section>
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</div>
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</body>
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2026-06-04 12:20:40 -06:00
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</html>
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<script>
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jQuery(document).ready(function ($) {
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instruccion(0);
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var Audio_5 = newSound('audio/Audio_5_Marcos.mp3');
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var Audio_R4 = newSound('audio/Audio_4_Ruben.mp3');
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Audio_5.on('end', function () {
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var tl3 = new TimelineMax();
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tl3.fromTo('.anim2', 1, { opacity: 0, x: -150 }, { opacity: 1, x: 0, ease: Expo.easeInOut });
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stopAllSoundsAndPlay(Audio_R4);
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$('.personaje_m_4').removeClass('play');
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$('.personaje_r_4').addClass('play');
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});
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Audio_R4.on('end', function () {
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var tl2 = new TimelineMax();
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tl2.fromTo('.anim3', 0.7, { opacity: 0, y: -50 }, { opacity: 1, y: 0, ease: Expo.easeInOut });
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tl2.call(fn_slide);
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$('.personaje_r_4').removeClass('play');
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instruccion(3);
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});
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$('.layer-load').show();
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$('.section_charge').waitForImages({
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finished: function () {
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$('.section_charge').css('visibility', 'visible');
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$('.wloader').hide();
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fn_animate();
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$('.carousel').carousel({ interval: false });
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},
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each: function (loaded, count, success) {
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var total = Math.floor((loaded * 100) / count);
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$('.wloader').show();
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},
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waitForAll: true
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});
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function fn_animate() {
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var tl = new TimelineMax();
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tl.fromTo('.anim1', 0.7, { opacity: 0, x: -250 }, { opacity: 1, x: 0, ease: Expo.easeInOut });
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tl.call(fn_firstAudio);
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}
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function fn_firstAudio() {
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stopAllSoundsAndPlay(Audio_5);
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$('.personaje_m_4').addClass('play');
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}
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function fn_slide() {
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console.log('wubba dubba');
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var items = 0;
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$('.buttonss0').click(function (event) {
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__click.play();
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items--;
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if (items < 1) {
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$('.buttonss0').hide();
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$('.buttonss1').show();
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} else {
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$('.buttonss0').show();
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$('.buttonss1').show();
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}
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});
|
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2026-08-13 17:51:46 -06:00
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$('.buttonss1').click(function (event) {
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__click.play();
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|
items++;
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2026-08-13 17:51:46 -06:00
|
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|
if (items >= 9) {
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|
//$(".buttonss1").removeClass('animated pulse infinite');
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|
$('.buttonss0').show();
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|
$('.buttonss1').hide();
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|
instruccion(17);
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|
if ($('.btn-pdf').hasClass('locked')) {
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|
$('.btn-pdf img').addClass('animated pulse infinite');
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|
} else {
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|
}
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|
} else {
|
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|
$('.buttonss0').show();
|
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|
$('.buttonss1').show();
|
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|
}
|
|
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|
|
});
|
2026-06-04 12:20:40 -06:00
|
|
|
}
|
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|
2026-08-13 17:51:46 -06:00
|
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|
$('.btn-pdf').click(function () {
|
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|
$(this).removeClass('locked');
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|
$('.btn-pdf img').removeClass('animated pulse infinite');
|
|
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|
|
instruccion(1);
|
2026-06-04 12:20:40 -06:00
|
|
|
});
|
|
|
|
|
|
2026-08-13 17:51:46 -06:00
|
|
|
function fn_end() {
|
|
|
|
|
instruccion(1);
|
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|
|
|
}
|
2026-08-13 17:51:46 -06:00
|
|
|
});
|
|
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|
|
</script>
|
